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80% grant up to Rs 250,000 toward technology, automation & digital tools

Funds productive tech, ERP, robotics/AI, mobile apps, specialised software, cloud, website development and social-media integration. 80% of approved cost (you fund 20%); caps Rs 50k (A) to Rs 250k (D). Needs a registered SME with 51% Mauritian-national shareholding, turnover < Rs 100M and around 9 months trading (start-ups under 6 months qualify on start-up terms). Excludes pure trading. Young (<29)/women: up to 100% on some non-ICT items up to Rs 50k.

80% grant up to Rs 250,000 for restructuring & productivity

Funds advisory, restructuring, lean management, mentoring, productivity initiatives, BPR, change management and compliance/governance. 80% grant, caps Rs 50k to 250k by category. Registered SME, 51% Mauritian shareholding, turnover < Rs 100M, and around 9 months of trading (longer than the other SME schemes). Excludes pure trading, real estate, rental and e-commerce.

80% grant up to Rs 250,000 for branding, IP & market access

Funds marketing, packaging/design, quality assurance, e-catalogue, barcode, branding, intellectual property, market compliance, international platform listing and trademarks/patents. 80% grant, caps Rs 50k to 250k. Registered SME, 51% Mauritian shareholding, turnover < Rs 100M.

80% grant up to Rs 250,000 for green & energy initiatives

Funds renewables, recycling mechanisms, water treatment, anti-pollution, energy conservation and EMS standards. 80% grant, caps Rs 50k to 250k. Registered SME, 51% Mauritian shareholding, turnover < Rs 100M.

80% grant up to Rs 250,000 for agri-business technology

Funds food processing, hydroponics, aquaponics, utility connections, agricultural implements, smart-agriculture and soil testing. 80% grant, caps Rs 50k to 250k. Agricultural enterprises only; registered SME, 51% Mauritian shareholding, turnover < Rs 100M.

Up to 100% financing for micro-entrepreneurs, max Rs 150,000

Micro-credit for the smallest businesses: up to 100% financing with a maximum loan of Rs 150,000, at a floating rate of Repo Rate plus 3% a year, disbursed through the DBM. For holders of a Business Registration Card with a viable project, or working-capital needs recommended by NEF, NWEC or SMEDA. Under restructure: Budget 2026-2027 announced DBM micro-enterprise credit at a flat 3% plus a fast-track desk, which may reprice or absorb this product.

A Rs 5,000,000 dedicated incubator for women entrepreneurs, plus loans without spousal consent

Budget 2026-2027 (paragraphs 236 to 239) announced three measures for women in business: a Rs 5,000,000 dedicated incubator for women under the SME scheme, an amendment to the law so women applying for loans no longer need their spouse's consent, and the She-Invents programme supporting women in research and innovation. These are announced measures whose detailed rules and application processes have not yet been published.

0.5% a year for women-led businesses, one of the cheapest loans in Mauritius

Highly concessional financing for women-owned businesses at 0.5% a year, financing up to 90% of project cost over up to 7 years including a moratorium. Ceiling to confirm: the Budget wording says Rs 500,000 while DBM's own scheme page now shows up to Rs 1,000,000, so ask DBM which cap applies.

Borrow up to Rs 25,000,000 with only 10% of the project cost from your own pocket

The Development Bank of Mauritius's flagship SME loan, which replaced the withdrawn 3.5% MSME Financing Scheme. It finances 90% of your project cost up to Rs 25,000,000, repayable over up to 7 years including a moratorium. Budget 2026-2027 sets DBM lending at 6% per year for SMEs and 3% for micro-enterprises, but these rates are not yet published on dbm.mu, so confirm the exact rate with DBM before you commit.

A full financing toolbox with term loans up to Rs 10,000,000 for businesses turning over up to Rs 30,000,000

MauBank's dedicated SME package for businesses with annual turnover up to Rs 30,000,000. The core is a term loan of up to Rs 10,000,000 at PLR + 0.5%, repayable over up to 10 years including a moratorium of up to 12 months. The package also bundles import loans up to Rs 5,000,000, revolving loans up to Rs 3,000,000, bill discounting up to Rs 1,000,000, an overdraft up to Rs 1,000,000, equipment and vehicle leasing up to Rs 5,000,000 at PLR minus 0.3%, and a business credit card.

Dedicated financing with preferential terms for women-led businesses

MauBank's financing package built specifically for women entrepreneurs, sitting alongside SME LokalBoost. It offers similar facilities, term loans, working capital tools and leasing, with preferential terms for women-led businesses. The exact preferential rates and conditions are not fully published, so confirm the current terms directly with MauBank before comparing offers.

Turn unpaid invoices into immediate cash instead of waiting months to be paid

A government-backed factoring scheme run through the Industrial Finance Corporation of Mauritius that converts your unpaid credit-sales invoices into immediate cash. A Rs 100,000,000 line of credit backs the scheme, with interest around 3.9%, and it is open to enterprises with annual turnover up to Rs 50,000,000. It directly targets the late-paying-client problem that chokes SME cash flow.

Lease modern plant and equipment up to Rs 50,000,000 at 2.5% interest

An equipment leasing scheme from the Industrial Finance Corporation of Mauritius offering up to Rs 50,000,000 at 2.5% interest to modernise plant and equipment. Because it is leasing, the equipment itself carries the financing, which keeps the entry cost low. IFCM also offers equity, quasi-equity, debentures and straight debt if leasing is not the right fit for your project.

8-year income tax exemption on qualifying IP

An 8-year income-tax exemption on income from intellectual property developed and owned in Mauritius. Substance requirements apply. Best for IP-building ventures developing their own intellectual property.

100% foreign ownership, tax reliefs, special data-centre tariff

High-tech zone at Cote d'Or for AI, digital services, data centres and advanced manufacturing. The full incentive package was published in the Budget 2026-2027 Annex: 100% foreign ownership, a special data-centre electricity tariff, duty and tax reliefs, VAT recovery on buildings and capital goods, and fast-track permits. Applications are not open yet, so register interest with the EDB and watch for the legal framework.

A full start-up support package: accelerator scheme, Start-Up Council, patent system, labour framework and a Cote d'Or hub

Budget 2026-2027, paragraph 36, announced a package for start-ups: a new EDB Start-up Accelerator Scheme, a public-private Start-Up Council, an automated digital patent management system, a dedicated start-up labour framework and a Start-Up Hub at the Cote d'Or SEZ, all companions to the announced 10-year start-up tax holiday. Everything is pending the Start-Up Act, which had not been gazetted as at 30 June 2026, so this is announced only.

Up to 90% refund on AI-focused training

Employers who pay the HRDC training levy (1.5%) can reclaim up to 90% of the cost of AI-focused courses (to Diploma level) for Mauritian/PR staff. Submit form G1 before training, G3 after. Confirm the current AI rate for the 2026/27 cycle.

Host a state-paid trainee at no stipend cost. HRDC pays them Rs 10,000 a month during the placement

Register at nsdp.hrdc.mu to host an unemployed trainee for a 3 to 12 month classroom-plus-workplace placement. HRDC pays the trainee a monthly stipend of Rs 10,000 (raised from Rs 8,000 in Budget 2026-2027, effective from the new financial year), giving you a pre-screened, partly trained hiring pipeline at no wage cost.

HRDC funds up to Rs 120,000 of training per graduate and pays the graduate stipend while you trial them

An employer-driven scheme: pick unemployed diploma or degree holders, define the training to your needs, and HRDC funds the training plus the graduate's monthly stipend over a 3 to 12 month training and placement, after which you can hire them. Budget 2026-2027 raised the total support from Rs 100,000 to Rs 120,000 per graduate and the monthly stipend cap from Rs 10,000 to Rs 12,000.

Claim back around 70 to 75% of your team's training costs from the levy you already pay

If you have staff on payroll, you already pay a 1.5% training levy to the MRA every month. The HRDC Training Levy Grant System lets you reclaim that money when you train your team, at standard refund rates of around 70 to 75% for local, in-house, structured online and e-learning courses. Overseas training adds a refund of 50% of the economy airfare up to Rs 30,000 per trainee, and a Training Needs Analysis is supported at 25% of your grant ceiling, capped at Rs 75,000 in-house or Rs 150,000 for an external consultant. File form G1 before training starts and G3 after it ends.

Government refunds 50% of the trainee stipend plus 50% of training cost (up to Rs 7,500) for a one-year youth placement

Take on an unemployed Mauritian aged 16 to 30 for a one-year on-the-job placement. You pay a monthly stipend and Government refunds you 50% of it (caps: HSC Rs 4,000, Diploma Rs 5,000, Degree Rs 7,500 per month) plus 50% of the training cost up to Rs 7,500 per youth.

Train a worker while paying only 50% to 60% of the minimum wage, with free certified training from MITD

Take on an apprentice who works in your business 4 to 5 days a week and trains at an MITD centre one day a week toward a National Trade Certificate. You pay only a monthly allowance set at 50% of the minimum wage in year one (60% in a two-year apprenticeship); MITD delivers the theory training free.

10 years with no income tax from day of operations

Announced in Budget 2026-27 under a dedicated Start-Up Act: a 10-year income-tax holiday from the day operations begin, plus an EDB accelerator scheme. The precise definition of an eligible 'start-up' is pending the gazetted Act, so treat as provisional.

Pay just 1% of gross income instead of normal corporate tax

If gross income is Rs 10M or less, a small enterprise in an ELIGIBLE SECTOR can elect to pay 1% of gross income instead of declaring chargeable income, and is exempt from CSR. Sector-restricted: agriculture, forestry and fishing; manufacturing (excluding restaurants); wholesale of goods; and retail of goods. Most service businesses do NOT qualify.

45% tax credit over 3 years on new machinery, AI solutions and patents, now extended to 30 June 2029

Manufacturing companies get an income tax credit of 15% a year for 3 years, 45% in total, on new plant and machinery (motor cars excluded), now widened to artificial intelligence solutions and patents. Unrelieved credit carries forward for up to 10 years. The scheme was due to expire on 30 June 2026 and Budget 2026-2027 extended it to qualifying investment made up to 30 June 2029, confirmed in the EDB Budget highlights, Annex 1.8.

Buy an eligible work vehicle free of customs duty if you are an SME in a transformative sector

Budget 2026-2027, paragraph 39(2), extends the customs duty exemption on eligible utility vehicles to SMEs registered with SME Mauritius that operate in transformative sectors. The lists of eligible vehicles and qualifying sectors will only come in the Finance Bill and Customs regulations, so this is announced with details pending. Do not commit to a vehicle purchase on the strength of it yet.

Group loans up to Rs 400,000 plus incubation and training

The National Women Entrepreneur Council offers a group loan scheme up to Rs 400,000 (for women organised into groups), the Triolet Business Incubator, business counselling, skills/ICT training and B2B meetings.

Growth capital of Rs 500,000 to Rs 25 million for a stake in your company, no loan and no interest

The SME Equity Fund Ltd, jointly owned by the State Investment Corporation, the Development Bank of Mauritius and commercial banks, invests Rs 500,000 to Rs 25 million in your company as equity or quasi-equity. It takes up to 49% of the shares, so you always keep control. This is growth capital, not a loan: there is no interest and no monthly repayment, and the fund exits later through a share buy-back.

A new venture capital fund of about Rs 500 million to take equity in growth SMEs and start-ups

A new Budget 2026-2027 measure: a venture capital fund of about Rs 500 million to take equity stakes in growth and transformative SMEs and start-ups, building on the SME Equity Fund vehicles. It comes paired with a coming SME Bill and a single SME Mauritius digital platform. This is announced only for now; no guidelines, ticket sizes or application process have been published.

A Rs 25,000,000 national platform for AI training and certification, plus a programme for AI entrepreneurs

Budget 2026-2027 (paragraph 30) announced Rs 25,000,000 to establish a national platform for structured AI training and certification, alongside an AI Innovation Start-Up Programme to support AI entrepreneurs. Both form part of the government's push to train 25,000 Mauritians in AI. This is an announced measure only: the operating rules, eligibility criteria and application channel have not yet been published.

Grants and rebates for tea growers, small planters and aquaculture SMEs

Budget 2026-2027 bundles several supports for agri businesses: a tea replantation grant covering 50% of cost up to Rs 25,000 per arpent for small tea growers, Rs 100,000,000 a year for 3 years to rehabilitate 500 hectares of small and medium planters' land, and for aquaculture a 30% Freight Rebate capped at USD 200 per container on approved imported feeds plus an SME support programme covering seed stock, technical assistance and financing. Figures come from the budget speech; confirm the fine print with the implementing bodies as schemes roll out.

25% of your rooftop solar cost back, up to Rs 75,000, if you run your business from home

Budget 2026-2027 announced a grant of 25% of the acquisition cost, capped at Rs 75,000, for household rooftop solar PV, and raised the feed-in tariff by 15% to Rs 4.83 per unit for electricity you export to the grid. Important: this is a household scheme, so it suits home-based micro-entrepreneurs whose premises are their home; a company building or commercial premises does not qualify. Figures come from the budget speech, so reconfirm the final conditions when the scheme opens.